Financial Advisor in the UK

Financial advice in the UK is regulated by the FCA, and you can check any firm on the Financial Services Register — anyone not on it is not authorised to advise.

Enter your Postcode to find nearby availability

We use your Postcode to match you with available financial advisor providers nearest to you. Because both you and the provider have Postcodes, results are ranked by true local distance.

New customers get £10 credit to discount hourly services · T&Cs apply

About financial advisor services

Independent advisers survey the whole market; restricted advisers do not, and they must tell you which they are. Fees replaced commission for investment advice in 2013. Advice comes with FOS complaint rights and FSCS protection, which is exactly what you lose by taking guidance from anyone unregulated.

How much do financial advisor services cost?

Indicative guide, per hour — not a quote. Enter your Postcode for real prices from local pros.

Low

£70

Typical

£120

High

£200

What affects the price: The cost of financial advising services can vary based on the complexity of your financial situation, the advisor's experience, and the specific services provided. Factors such as the size of your portfolio or the scope of advice needed can significantly influence overall pricing.

What you get on Locufy

  • Free, no-obligation quotes from local financial advisor providers
  • Local professionals matched by real distance
  • Flexible scheduling — including evenings and weekends where offered
  • Transparent pricing and clear communication before you commit

What to provide

  • A detailed overview of your financial situation, including income and expenses.
  • Any existing investment or insurance documentation.
  • Goals for the short and long term, such as retirement age or major purchases.
  • Access to financial accounts if applicable for analysis.

Common financial advisor jobs

Some of the financial advisor jobs local pros on Locufy take on.

Investment Planning

This involves assessing your risk tolerance and financial goals to create a diversified investment portfolio.

Retirement Planning

Advisors help you plan for retirement by calculating the necessary savings and suitable investment strategies.

Tax Planning

This service focuses on minimising tax liabilities through strategic planning and investment choices.

Estate Planning

Advisors assist in creating wills and trusts to manage your assets and ensure they are distributed according to your wishes.

Debt Management

Financial advisors can provide strategies to reduce debt and improve your overall financial health.

Insurance Advice

This involves evaluating your insurance needs and recommending appropriate coverage to protect your assets.

What's involved in financial advisor

  1. 1Initial consultation to discuss your financial goals and current situation.
  2. 2Comprehensive assessment of your financial health, including income, expenses, assets, and liabilities.
  3. 3Development of a personalised financial plan tailored to your objectives.
  4. 4Regular follow-up meetings to review progress and adjust the plan as necessary.
  5. 5Continuous education on market trends and financial products to keep you informed.

Good to know

  • Ensure your financial advisor holds relevant qualifications and certifications.
  • Understand the fee structure, whether it's commission-based, fee-only, or a combination.
  • Regularly review your financial plan to ensure it remains aligned with your changing circumstances.
  • Be aware of regulatory standards that financial advisors must adhere to for consumer protection.
  • Consider the advisor's experience and specialisation in areas relevant to your needs.

What financial advisor includes

Investment Planning

Financial advisors assist clients in developing tailored investment strategies based on their financial goals and risk tolerance. For example, they may recommend specific stocks, bonds, or mutual funds to help clients grow their wealth over time.

Retirement Planning

Advisors help individuals plan for retirement by calculating how much they need to save and what investment vehicles to use. This can include setting up pensions or other retirement accounts to ensure a comfortable retirement.

Tax Strategy

A financial advisor can provide strategies to minimize tax liabilities through investment choices and retirement accounts. For instance, they might suggest tax-efficient funds or advise on the timing of asset sales to reduce tax impacts.

Estate Planning

Financial advisors assist clients in planning for the distribution of their assets after death. This may involve setting up wills, trusts, and other estate planning tools to ensure that clients' wishes are met and tax burdens are minimized.

How to book financial advisor on Locufy

1

Enter your Postcode

Tell us where you need financial advisor — your Postcode pinpoints providers who genuinely cover your area.

2

Compare local pros

See available financial advisor providers near you with ratings, reviews and clear pricing — no endless phone calls.

3

Book with confidence

Choose your provider and arrange the job. Badges and real reviews mean no nasty surprises.

Why book financial advisor on Locufy

Verified local pros

Providers can earn verification badges so you can book with confidence.

Truly local results

Matched by real distance using your Postcode — not a rough area guess.

Real reviews

Genuine ratings from customers who actually used the service.

Financial Advisor — frequently asked questions

What factors influence the cost of hiring a financial advisor?

The cost of hiring a financial advisor can vary based on their experience, the complexity of your financial situation, and the services required. Advisors with specialized qualifications or extensive experience may charge higher fees.

How long does a typical consultation with a financial advisor last?

A typical consultation with a financial advisor can last anywhere from one to two hours, depending on the complexity of the issues discussed. Initial consultations may take longer as the advisor gathers detailed information about your financial situation.

Do I need a general financial advisor or a specialist?

Whether you need a general financial advisor or a specialist depends on your specific needs. If you have complex financial situations such as estate planning or tax issues, a specialist may be more beneficial.

Can I get same-day appointments with a financial advisor?

Same-day appointments with financial advisors are often available, but they may depend on the advisor's schedule and availability. It's advisable to call ahead and check for openings.

Is it possible to book multiple related services with a financial advisor?

Yes, many financial advisors offer bundled services, allowing clients to book multiple related consultations, such as investment planning and retirement strategy sessions, which can often result in cost savings.

What services are typically out of scope for financial advisors?

Financial advisors typically do not provide legal services, such as drafting wills or trusts. Additionally, they do not offer specific investment products but rather guidance on how to choose them.

How do I find financial advisor near me?

Enter your Postcode above. Locufy matches you with financial advisor providers who cover your exact area, ranked by true local distance rather than a rough town or county guess.

Is it free to get financial advisor quotes on Locufy?

Yes — searching and requesting quotes from local financial advisor providers carries no subscription fees for customers. You only pay for the work you agree to.

How much does financial advisor cost?

See our researched financial advisor price guide — typical costs, what affects the price, and how to save.

View Financial Advisor prices →