Mortgage Broker in the UK
Mortgage advice in the UK is FCA-regulated, and brokers must be on the Financial Services Register. A whole-of-market broker sees products a direct applicant cannot, particularly for the self-employed, contractors, adverse credit or unusual properties.
Enter your Postcode to find nearby availability
We use your Postcode to match you with available mortgage broker providers nearest to you. Because both you and the provider have Postcodes, results are ranked by true local distance.
New customers get £10 credit to discount hourly services · T&Cs apply
Mortgage Broker you can work with from anywhere
This work is delivered remotely, so where you are does not decide who can do it. These providers have said they work online — their address is shown so you know where the business is. Prefer somebody local? Use the address box above and we will rank by true local distance instead.
Mortgage123
5.0Online service available
Ballsbridge, Dublin
Mortgage Broker
Alpha Wealth
4.9Online service available
Co. Cork
Financial Advisor · Mortgage Broker · Insurance Broker
Irish Mortgage Brokers
4.9Online service available
Mountjoy, Dublin
Mortgage Broker
Lenny Financial
4.9Online service available
Dublin
Mortgage Broker
MortgageLine
4.9Online service available
Drumcondra, Dublin
Mortgage Broker
GetHouseSurvey.ie
4.8Online service available
Co. Dublin
Building Surveyor · Solicitor · Mortgage Broker
doddl - Digital Mortgage Platform
4.7Online service available
Stephen's Green, Dublin
Mortgage Broker
Pangea Mortgages
4.6Online service available
Clondalkin, Dublin
Mortgage Broker
Conveyance Direct Solicitors
4.6Online service available
Stephen's Green, Dublin
Conveyancing Solicitor · Solicitor · Mortgage Broker
Mortgage ABC - Dublin Office
4.5Online service available
Dublin
Mortgage Broker
Park Financial - Mortgage Broker
4.5Online service available
Kimmage, Dublin
Mortgage Broker
Which Mortgage
4.5Online service available
Phibsborough, Dublin
Mortgage Broker
About mortgage broker services
Brokers are paid by fee, by lender procuration fee, or both, and must disclose it. Since the mortgage market review, affordability is stress-tested rather than based on a simple income multiple, which is where a broker's knowledge of lender criteria earns its keep.
How much do mortgage broker services cost?
Indicative guide, per job — not a quote. Enter your Postcode for real prices from local pros.
Low
£250
Typical
£500
High
£1000
What affects the price: The cost of hiring a mortgage broker can vary based on the complexity of the client's financial situation and the amount of research required. Factors such as the size of the mortgage, property type, and specific lender requirements can also influence overall costs.
What you get on Locufy
- Free, no-obligation quotes from local mortgage broker providers
- Local professionals matched by real distance
- Flexible scheduling — including evenings and weekends where offered
- Transparent pricing and clear communication before you commit
What to provide
- Proof of income, such as payslips or tax returns.
- Details of current debts and financial obligations.
- Information about the property being purchased or refinanced.
- Identification documentation, such as a passport or driver's license.
Common mortgage broker jobs
Some of the mortgage broker jobs local pros on Locufy take on.
First-Time Homebuyer Consultation
A session where the broker educates first-time buyers on the mortgage process, available products, and financial preparations.
Refinancing Assistance
Guidance on refinancing an existing mortgage to secure better rates or access equity in the property.
Buy-to-Let Mortgage Advice
Specialised advice for investors looking to purchase rental properties, focusing on suitable mortgage options.
Self-Employed Mortgage Solutions
Tailored mortgage options for self-employed individuals, considering their unique income situations.
Mortgage Application Support
Assistance in filling out and submitting mortgage applications to streamline the approval process.
Credit Report Analysis
Reviewing a client's credit report to identify areas for improvement before applying for a mortgage.
What's involved in mortgage broker
- 1Initial consultation to understand the client's financial situation and goals.
- 2Assessment of various mortgage products available from different lenders.
- 3Preparation and submission of the mortgage application on behalf of the client.
- 4Ongoing communication with lenders to track application progress.
- 5Finalising the mortgage agreement and ensuring all conditions are met.
Good to know
- Mortgage brokers should be qualified and often hold certifications from recognised financial institutions.
- They must adhere to regulations that protect consumers, ensuring fair treatment in the lending process.
- The choice of mortgage can significantly impact monthly payments and long-term financial health, so it's essential to understand all terms.
- Timing can vary based on lender responsiveness, but a good broker will provide an estimated timeline for the process.
- Different lenders may have varying standards for credit scores and financial histories, influencing eligibility.
What mortgage broker includes
Initial Consultation
During the initial consultation, a mortgage broker assesses your financial situation and discusses your borrowing needs. For example, they may review your income, credit score, and existing debts to determine suitable mortgage options.
Mortgage Application Assistance
Mortgage brokers assist clients in completing and submitting mortgage applications. They ensure all necessary documentation is included and may liaise with lenders to expedite the approval process.
Market Research
A key role of a mortgage broker is to conduct market research to find the best mortgage rates and terms available. For instance, they compare various lenders and products to find the most competitive offers tailored to your needs.
Ongoing Support
Mortgage brokers provide ongoing support throughout the mortgage process, including advice on insurance products and potential refinancing options. They remain available to answer questions and resolve any issues that may arise during the application.
Post-Completion Services
After securing a mortgage, brokers may offer post-completion services, such as reviewing mortgage terms and advising on future financial planning. This ensures clients are aware of their options as market conditions change.
How to book mortgage broker on Locufy
Enter your Postcode
Tell us where you need mortgage broker — your Postcode pinpoints providers who genuinely cover your area.
Compare local pros
See available mortgage broker providers near you with ratings, reviews and clear pricing — no endless phone calls.
Book with confidence
Choose your provider and arrange the job. Badges and real reviews mean no nasty surprises.
Why book mortgage broker on Locufy
Verified local pros
Providers can earn verification badges so you can book with confidence.
Truly local results
Matched by real distance using your Postcode — not a rough area guess.
Real reviews
Genuine ratings from customers who actually used the service.
Mortgage Broker — frequently asked questions
What factors influence the cost of hiring a mortgage broker?
The cost of hiring a mortgage broker can vary based on the complexity of your financial situation and the services you require. Factors such as the number of lenders you want to approach and whether you need assistance with special mortgage products can also affect pricing.
How long does the mortgage brokering process take?
The mortgage brokering process typically takes a few weeks, depending on the lender's response time and the complexity of your application. Brokers often aim to expedite the process by ensuring all documentation is in order from the start.
Do I need a qualified specialist mortgage broker?
While general mortgage brokers can assist most clients, a qualified specialist may be necessary for complex situations, such as self-employment or adverse credit. It's advisable to choose a broker with relevant experience and qualifications for your specific needs.
Are emergency or same-day mortgage broker services available?
Emergency or same-day services may be available, but they often come at a premium and depend on the broker's workload. It's best to discuss your urgency with the broker to understand their ability to accommodate your needs.
Can I book multiple related services through a mortgage broker?
Many mortgage brokers can coordinate multiple related services, such as insurance and financial planning, to provide a comprehensive approach. Inquire about their ability to bundle services to potentially save on costs.
What services are typically out of scope for a mortgage broker?
Mortgage brokers typically do not handle legal work, such as property conveyancing, or provide financial advice beyond mortgage options. It's important to clarify the scope of services with your broker to avoid any misunderstandings.
How do I find mortgage broker near me?
Enter your Postcode above. Locufy matches you with mortgage broker providers who cover your exact area, ranked by true local distance rather than a rough town or county guess.
Is it free to get mortgage broker quotes on Locufy?
Yes — searching and requesting quotes from local mortgage broker providers carries no subscription fees for customers. You only pay for the work you agree to.
How much does mortgage broker cost?
See our researched mortgage broker price guide — typical costs, what affects the price, and how to save.