PRICE GUIDE · BUSINESS & PROFESSIONAL · 2026–2027
Mortgage Broker cost in the UK
£0–£1,000 per application. Typically £500.
A mortgage broker charges from £0 to around £1,000 per application in the UK, with £500 the most common fee. Many brokers are fee-free and paid by the lender's commission; fee-charging brokers with complex cases, such as self-employed or adverse credit, sit at the top.
- Search and compare — no account needed
- Nearest to you first
- One score from Google, Trustpilot and Locufy reviews
HOW MUCH IT COSTS
How much does a mortgage broker cost in the UK?
| Low end | £0 | a fee-free broker paid by lender commission |
|---|---|---|
| Typical | £500 | what most people pay |
| High end | £1,000 | a fee-charging broker on a complex case |
Locufy guide prices for 2026–2027. Updated 2026. A national range, not a quote — enter your town above for real prices from the accountants, solicitors and professional firms near you.
What moves the price
- Fee-free or fee-charging — some mortgage brokers rely only on lender commission
- Case complexity — self-employed income, adverse credit and buy-to-let take more broker work
- Flat fee or percentage — some brokers charge a percentage of the loan instead of a flat fee
- Whole of market or panel — whole-of-market brokers search more lenders for the mortgage
- Remortgage or purchase — purchases with chains often take more broker time than remortgages
- When the fee is paid — some charge on application, others only when the mortgage completes
Professional services prices in the UK are up 12% over five years (ONS Consumer Price Inflation, Other services n.e.c., to 2026 August). Five years ago a typical mortgage broker would have cost about £450 — an estimate from today's guide price and that index, not a recorded price. Source: ONS MM23 D7FR →
WHAT YOU GET
What a mortgage broker booking includes
Takes: From a first meeting to a mortgage offer usually takes two to six weeks. Not included: Conveyancing, surveys and lender arrangement fees are paid separately — see the related guides below.
WHAT PEOPLE BOOK
Common mortgage broker jobs
KNOW THE PRICE? NOW SEE THE REAL ONES
Mortgage Broker near you, with prices shown
The accountants, solicitors and professional firms that cover your area, nearest first, each with their price and one score from every review. No account needed to look.
Or post the job free and let them come to you.
How to pay less
- Compare fee-free mortgage brokers with fee-charging ones before you commit
- Ask whether the broker fee is only payable if the mortgage completes
- Ask the mortgage broker to compare deals on their total cost, including lender fees, rather than on the headline rate alone
Before you book
- Check the mortgage broker is authorised on the FCA Financial Services Register
- Ask whether the broker searches the whole market or a panel of lenders
- Get the broker fee and when it is due in writing before the application
- Ask how the broker is paid, including any commission from the lender
Mortgage Broker cost: questions people ask
From £0 to around £1,000 per application, with £500 the most common fee. Fee-free brokers cost nothing upfront; fee-charging brokers on complex cases cost the most.
Usually two to six weeks from the first meeting, depending on the lender and how quickly documents are provided.
Fee-free brokers are paid a commission by the lender when the mortgage completes, so you pay no separate broker fee.
Not always, but a broker can compare more lenders and handle the paperwork, especially for complex income or credit.
Lender arrangement fees, valuation, conveyancing and surveys are paid separately. Your broker should list these costs before you apply.
They are Locufy guide prices for the UK, drawn from published UK mortgage broker fee surveys. They show a national range, not a quote.
MORE GUIDES