PRICE GUIDE · BUSINESS & PROFESSIONAL · 2026–2027
Insurance Broker cost in the UK
We do not yet have a reliable UK figure for this.
No UK publisher sets out an hourly rate for insurance brokers, because most are paid commission by the insurer rather than by the hour. What you pay depends on the cover, the premium and any broker fee, so ask two or three brokers for a written quote showing how they are paid.
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HOW MUCH IT COSTS
How much does an insurance broker cost in the UK?
We do not yet have a reliable UK figure for this.
Every price on this site is researched for the market it is shown in. We have not found a the UK source we can stand over for insurance broker, so there is no range here rather than an Irish figure with a pound sign on it. The rest of this guide — what the job involves, what moves the price and what to ask — still applies.
What moves the price
- Commission or fee — most insurance brokers earn commission from the insurer, some add a fee
- Type of cover — complex business, liability and specialist risks take more broker time
- Size of the premium — broker commission is usually a share of the premium you pay
- Claims support — help with claims may be included or charged separately by the broker
- Number of policies — placing several policies with one broker can lower the cost
- Market access — brokers with access to specialist insurers may charge for complex placements
Professional services prices in the UK are up 12% over five years (ONS Consumer Price Inflation, Other services n.e.c., to 2026 August). Five years ago a typical insurance broker would have cost about £80 — an estimate from today's guide price and that index, not a recorded price. Source: ONS MM23 D7FR →
WHAT YOU GET
What an insurance broker visit includes
Takes: A few days to a few weeks to compare quotes and place cover. Not included: Insurance premiums, legal advice and risk management consultancy are paid separately — see the related guides below.
WHAT PEOPLE BOOK
Common insurance broker jobs
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Insurance Broker near you, with prices shown
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Or post the job free and let them come to you, or book by the hour.
How to pay less
- Ask the insurance broker how a higher voluntary excess changes the premium, and choose one you could comfortably pay if you claim
- Bundle several business policies with one broker to get better terms
- Review cover at renewal rather than letting the broker renew automatically
Before you book
- Check the insurance broker is authorised on the FCA Financial Services Register
- Ask the broker to show the commission and any fee in writing before you buy
- Employers need employers' liability insurance as soon as they take on staff, so mention any staff to the broker
- Give the broker full, accurate information, as gaps can affect a future claim
Insurance Broker cost: questions people ask
No UK publisher gives an hourly rate, because most brokers are paid commission by the insurer and some add a fee. Ask two or three brokers for a written quote that shows how they are paid.
A few days for simple cover, and a few weeks for complex business risks that need several insurers to quote.
Yes. Most employers must get employers' liability insurance as soon as they become an employer and display the certificate.
For complex or business cover, a broker can compare insurers and advise on gaps. For simple cover, buying direct may be enough.
The premium itself, legal advice and risk consultancy are separate, though a broker may recommend them.
No UK publisher states an hourly rate for insurance brokers, as most are paid by commission. Ask two or three brokers for a written price showing commission and any fee before you decide.
MORE GUIDES