HOW TO HIRE · CLEANING

How to hire a fire damage specialist in the UK
The checks, the questions and the paperwork.

No register applies to fire damage restorers, but asbestos, waste carrier rules and building regulations often do. The checks to make.

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THE 60-SECOND VERSION

Hiring a fire damage specialist in five steps

  1. Talk to your insurerThe loss adjuster agrees the scope.
  2. Asbestos checkBefore damaged material is stripped in an older home.
  3. Waste carrierFor anything taken away.
  4. Building approvalFor structural rebuilding.
  5. Photograph everythingBefore work starts.

BEFORE YOU BOOK

Check before you book

No register applies

No licence or register applies to fire damage restorers in the four nations; the work is regulated where it touches asbestos, waste and building.

Ask for a written scope of the fire damage clean-up and who agreed it with your insurer.

Asbestos

Under the Control of Asbestos Regulations 2012, and Northern Ireland's own 2012 Regulations, sprayed coatings, lagging and most asbestos insulating board may only be removed by an HSE-licensed contractor. Fire can damage materials that contain it.

For a home built or refurbished before 2000, ask how asbestos will be identified before the fire damage clean-up strips anything. hse.gov.uk →

Waste carrier registration

Fire-damaged contents and building material taken away is waste: the carrier must be registered with the Environment Agency, Natural Resources Wales, SEPA or DAERA, and asbestos waste is hazardous waste, not household waste.

Ask for the waste carrier number before anything leaves the property. gov.uk →

Building regulations and CDM 2015 for rebuilding

Structural rebuilding after a fire is building work: in England it needs building regulations approval from building control or a registered building control approver, in Scotland a building warrant where needed, in Northern Ireland council building control. For work on your own home, HSE says your client duties under CDM 2015 pass to the contractor, or to the principal contractor where several trades are involved.

Ask who applies for approval for the rebuild, and get the reference. On a large fire damage clean-up, ask who is acting as principal contractor. gov.uk →

VAT

Fire damage restoration is standard-rated, so the VAT is 20%. A restoration business over the £90,000 threshold must be registered, charge the 20% on cleaning and rebuilding alike, and show it separately for the insurer.

Ask for the VAT number; your insurer will want the 20% shown apart from the restoration price on every invoice. gov.uk →

“Has the fire damage scope been agreed with my insurer?”

A good answer: Yes, with the loss adjuster.

“How will you check for asbestos before stripping out?”

A good answer: A survey in older homes, and a licensed contractor where needed.

“Who takes the waste, and what is their carrier number?”

A good answer: A registered carrier, named.

“Who applies for building approval for the rebuild?”

A good answer: A named person and a reference.

“How will smoke odour be treated?”

A good answer: Fogging, ozone or air scrubbing, explained.

“Are you insured for fire damage restoration?”

A good answer: Public liability, insurer named.

Getting the quote right

  • Scope agreed with the insurer
  • Asbestos survey and removal, if needed
  • Soot cleaning and odour treatment
  • Waste removal and the carrier's number
  • Rebuilding and approvals
  • Who actually attends each stage (soot, odour, strip-out, rebuild), and whether they are employed or subcontracted
  • The VAT number, with VAT at 20% shown on its own line so the insurer can settle it

Walk away if

  • Strips out an older home with no asbestos check
  • No waste carrier number
  • Rebuilds with no building approval
  • Pressure to sign before the insurer agrees the scope
LOW
£1,500
TYPICAL
£10,000
HIGH
£50,000

What a fire damage specialist costs: £1,500–£50,000 per job

Fire damage restoration is priced per job, usually agreed with the insurer; rebuilding is separate. Fire Damage Cleaning price guide →

Guide prices compiled by the Locufy team from published Irish and UK provider price lists and 2026/27 cost guides. Updated 2026.

KNOW WHAT TO LOOK FOR? NOW FIND ONE

Fire damage specialists near you, with the badges that matter shown

ID checked, trader status and one score from every review — on the card, before you message anyone. Nearest first. No account needed to look.

Or post the job free and let them come to you.

  1. Assess and secureDamage surveyed and the property secured.
  2. Asbestos checkBefore stripping in an older home.
  3. CleanSoot cleaned from surfaces and contents.
  4. Odour and dryingSmell treated, water dried out.
  5. RebuildStructural work approved and signed off.

Loss adjuster
Appointed by the insurer to assess the claim.
Thermal fogging
A fog that neutralises smoke odour.
Asbestos insulating board
A board that may need a licensed contractor to remove.
Hazardous waste
Waste such as asbestos that has its own disposal rules.
Completion certificate
Building control's sign-off for building work.
Principal contractor
The contractor in charge where several trades work.

AFTER

When the job is done

Keep every certificateAsbestos clearance, building completion, waste receipts.
Check for odourOver the following weeks.
Close the claim properlyWith the insurer's sign-off.
Write the reviewSay what the fire damage specialist did well on the fire damage clean-up and what they did not. If it fell short, use the make-it-right step first, so the fire damage specialist can put it right before you publish.

STEP 1Put it in writing to the fire damage specialistWrite it down: what the fire damage specialist did, what is wrong with the fire damage clean-up and what would fix it. Reasonable care and skill is the standard section 49 of the 2015 Act sets; if the fire damage clean-up missed it, ask for the work to be redone free, or for part of the price back.
STEP 2Use the make-it-right stepA score under four stars opens the make-it-right step: you choose whether the fire damage specialist gets the chance to put the fire damage clean-up right first, and we chase it to an end before you publish.
STEP 3Building control and regulatorsUnapproved rebuilding is a matter for council building control; illegal waste carrying for the Environment Agency, Natural Resources Wales, SEPA or DAERA. For a dispute, Citizens Advice (0808 223 1133), Advice Direct Scotland (0808 800 9060) or Consumerline (0300 123 6262).
STEP 4Small claims, if money is owedA claim against the fire damage specialist that will not settle can go to court without a lawyer — the small claims track for up to £10,000 in England and Wales, simple procedure for up to £5,000 in Scotland, and the small claims court for up to £5,000 in Northern Ireland.

Hiring a fire damage specialist: questions people ask

No. No licence or register applies, but some asbestos removal needs an HSE-licensed contractor.

Yes, for structural building work; in Scotland a building warrant where needed.

A registered waste carrier; asbestos is hazardous waste.

£1,500–£50,000 per job, with about £10,000 a typical claim. The fire damage cleaning price guide has the detail; enter your town above for specialists near you.

Usually your insurer's loss adjuster.

A few days for smoke damage; weeks to months where the structure is damaged.