PRICE GUIDE · BUSINESS & PROFESSIONAL · 2026–2027
Mortgage Broker cost in Ireland
€0–€1,500 per application. Typically €500.
A mortgage broker in Ireland costs €0–€1,500 per application, typically around €500. The price is set by fee vs commission-funded, case complexity and first-time vs remortgage.
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HOW MUCH IT COSTS
How much does a mortgage broker cost in Ireland?
| Low end | €0 | a simple job, off-peak, outside the cities |
|---|---|---|
| Typical | €500 | what most people pay |
| High end | €1,500 | the biggest jobs, short notice, Dublin |
Locufy guide prices for 2026–2027. Updated 2026. A national range, not a quote — enter your town above for real prices from the accountants, solicitors and professional firms near you.
What moves the price
- Complexity of your financial situation — self-employed income or a past credit problem means more work for the mortgage broker.
- Services you require — help with a self-employed or buy-to-let mortgage takes more of the broker's time.
- Fee or commission — some mortgage brokers are paid by the lender, while others also charge you a fee.
- Size of the mortgage — some brokers set their fee in line with the size of the mortgage they arrange.
- Property type — a self-build or unusual property takes more work to arrange a mortgage for than a standard home.
- Specific lender requirements — lenders that ask for extra documents or conditions add to the broker's work on the case.
Other services n.e.c. prices in Ireland are up 7% over five years (CSO Consumer Price Index, Other services n.e.c., to 2025 December). Five years ago a typical mortgage broker would have cost about €470 — an estimate from today's guide price and that index, not a recorded price. Source: CSO CPM18, CPM12 →
WHAT YOU GET
What a mortgage broker booking includes
Takes: The mortgage brokering process typically takes a few weeks, depending on the lender's response time and the complexity of your application..
WHAT PEOPLE BOOK
Common mortgage broker jobs
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How to pay less
- Asking whether the mortgage broker is paid only by the lender's commission can mean no separate fee for you.
- Having payslips, bank statements and ID ready before you meet saves the broker time and can keep any fee down.
- Saving a larger deposit, where you can, opens up lower mortgage rates for the broker to find.
- Asking the broker to compare remortgage offers when your fixed rate ends can save on your monthly mortgage repayments.
- Improving your credit report before applying can widen the choice of lender and lower the rate the broker can get.
Before you book
- Proof of income, such as payslips or tax returns.
- Information about the property being purchased or refinanced.
- Photo identification, such as a passport or driving licence, for the mortgage application.
- You can ask the mortgage broker how many lenders they work with and how they are paid.
- Say whether you are buying, moving home or remortgaging, so the broker can plan the mortgage application.
- Mention any credit problems or changes to your income early, so there are no surprises with the mortgage lender.
Mortgage Broker cost: questions people ask
The cost of hiring a mortgage broker can vary based on the complexity of your financial situation and the services you require. Factors such as the number of lenders you want to approach and whether you need assistance with special mortgage products can also affect pricing.
The mortgage brokering process typically takes a few weeks, depending on the lender's response time and the complexity of your application. Brokers often aim to expedite the process by ensuring all documentation is in order from the start.
While general mortgage brokers can assist most clients, a qualified specialist may be necessary for complex situations, such as self-employment or adverse credit. It's advisable to choose a broker with relevant experience and qualifications for your specific needs.
Emergency or same-day services may be available, but they often come at a premium and depend on the broker's workload. It's best to discuss your urgency with the broker to understand their ability to accommodate your needs.
Many mortgage brokers can coordinate multiple related services, such as insurance and financial planning, to provide a comprehensive approach. Inquire about their ability to bundle services to potentially save on costs.
Mortgage brokers typically do not handle legal work, such as property conveyancing, or provide financial advice beyond mortgage options. It's important to clarify the scope of services with your broker to avoid any misunderstandings.
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