PRICE GUIDE · BUSINESS & PROFESSIONAL · 2026–2027
Financial Advisor cost in Ireland
€150–€400 per hour. Typically €250.
A financial advisor in Ireland costs €150–€400 per hour, typically around €250. The price is set by hourly vs fixed vs % of assets, advice complexity and ongoing vs one-off.
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HOW MUCH IT COSTS
How much does a financial advisor cost in Ireland?
| Low end | €150 | a simple job, off-peak, outside the cities |
|---|---|---|
| Typical | €250 | what most people pay |
| High end | €400 | the biggest jobs, short notice, Dublin |
Locufy guide prices for 2026–2027. Updated 2026. A national range, not a quote — enter your town above for real prices from the accountants, solicitors and professional firms near you.
What moves the price
- Advisor's experience — a senior financial advisor charges more per hour for specialist advice.
- Complexity of your financial situation — pensions, property and business interests together take the advisor more hours to review.
- Services required — estate or retirement planning usually takes more hours than a one-off insurance review.
- Investment planning — building and reviewing an investment portfolio takes more of the advisor's hours than a basic review.
Other services n.e.c. prices in Ireland are up 7% over five years (CSO Consumer Price Index, Other services n.e.c., to 2025 December). Five years ago a typical financial advisor would have cost about €230 — an estimate from today's guide price and that index, not a recorded price. Source: CSO CPM18, CPM12 →
WHAT YOU GET
What a financial advisor visit includes
Takes: A typical consultation with a financial advisor can last anywhere from one to two hours, depending on the complexity of the issues discussed..
WHAT PEOPLE BOOK
Common financial advisor jobs
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How to pay less
- Paying for a one-off financial plan instead of ongoing advice can cost less if your situation rarely changes.
- Asking whether the advisor is paid by fee or commission lets you compare the full cost of the financial advice.
- Reviewing your financial plan at an annual meeting, rather than every few months, keeps the advisor's billed hours down.
- Filling in the advisor's fact-find before the meeting saves paid hours spent gathering your financial details.
- Booking advice on a specific question, such as a pension transfer, costs less than a full financial plan.
Before you book
- A detailed overview of your financial situation, including income and expenses.
- Goals for the short and long term, such as retirement age or major purchases.
- Access to financial accounts if applicable for analysis.
- You can ask the financial advisor about their qualifications and whether they are regulated to give the advice you need.
- You can ask how the advisor is paid, by fee, commission or both, and what the hourly service rate covers.
- Say whether you want a one-off review or ongoing advice, so the financial advisor can plan the hours.
Financial Advisor cost: questions people ask
The cost of hiring a financial advisor can vary based on their experience, the complexity of your financial situation, and the services required. Advisors with specialised qualifications or extensive experience may charge higher fees.
A typical consultation with a financial advisor can last anywhere from one to two hours, depending on the complexity of the issues discussed. Initial consultations may take longer as the advisor gathers detailed information about your financial situation.
Whether you need a general financial advisor or a specialist depends on your specific needs. If you have complex financial situations such as estate planning or tax issues, a specialist may be more beneficial.
Same-day appointments with financial advisors are often available, but they may depend on the advisor's schedule and availability. It's advisable to call ahead and check for openings.
Yes, many financial advisors offer bundled services, allowing clients to book multiple related consultations, such as investment planning and retirement strategy sessions, which can often result in cost savings. Ensure your financial advisor holds relevant qualifications and certifications.
Financial advisors typically do not provide legal services, such as drafting wills or trusts. Additionally, they do not offer specific investment products but rather guidance on how to choose them.
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