PRICE GUIDE · BUSINESS & PROFESSIONAL · 2026–2027
Insurance Broker cost in Ireland
€50–€200 per hour. Typically €100.
An insurance broker in Ireland costs €50–€200 per hour, typically around €100. The price is set by commission vs fee, policy type/complexity and personal vs commercial.
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HOW MUCH IT COSTS
How much does an insurance broker cost in Ireland?
| Low end | €50 | a simple job, off-peak, outside the cities |
|---|---|---|
| Typical | €100 | what most people pay |
| High end | €200 | the biggest jobs, short notice, Dublin |
Locufy guide prices for 2026–2027. Updated 2026. A national range, not a quote — enter your town above for real prices from the accountants, solicitors and professional firms near you.
What moves the price
- Complexity of your business needs — several premises, vehicles or risky activities take the broker more hours to arrange cover.
- Types of coverage required — arranging liability, property and motor cover together takes more of the broker's time than a basic policy.
- Broker's experience level — a broker who specialises in your trade often charges more for the hours they spend.
- Specific market conditions — when insurers are cautious about a risk, finding cover takes the insurance broker longer.
Other services n.e.c. prices in Ireland are up 7% over five years (CSO Consumer Price Index, Other services n.e.c., to 2025 December). Five years ago a typical insurance broker would have cost about €95 — an estimate from today's guide price and that index, not a recorded price. Source: CSO CPM18, CPM12 →
WHAT YOU GET
What an insurance broker visit includes
Takes: The duration can vary, but it generally takes a few days to a couple of weeks to find the right insurance coverage..
WHAT PEOPLE BOOK
Common insurance broker jobs
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Insurance Broker near you, with prices shown
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How to pay less
- Asking whether the broker is paid by commission, by fee or both lets you compare the full cost of using them.
- Placing several business policies with the same insurance broker can cut the hours spent arranging each one.
- Contacting the broker well before renewal gives them time to compare policies and avoids paying for rushed work.
- Taking a higher excess, if you can afford it, usually lowers the premium on the policy the broker arranges.
- Having your current policies and claims history ready saves the broker time, which keeps the cost down.
Before you book
- A summary of your current insurance coverage and any existing policies.
- Details about your personal or business assets that require coverage.
- Information on any specific risks or concerns you want to address.
- Access to relevant documentation, such as property deeds or business registrations.
Insurance Broker cost: questions people ask
The cost of hiring an insurance broker can vary based on the complexity of your business needs, the types of coverage required, and the broker's experience level. More specialised services or high-risk industries may incur higher fees.
The duration can vary, but it generally takes a few days to a couple of weeks to find the right insurance coverage. This includes assessing risks, comparing policies, and finalising details with insurers.
While a general insurance broker can handle most standard policies, specific industries may benefit from a specialist who understands unique risks. For example, brokers with expertise in construction or healthcare may offer better-suited advice.
Same-day service may be available, especially for urgent needs, but it depends on the broker's schedule and the complexity of your requirements. It's best to contact brokers directly to inquire about their availability.
Yes, many insurance brokers can assist with multiple types of insurance policies or related services, such as risk management consultations. This can often lead to bundled discounts.
Insurance brokers typically do not provide legal advice or handle claims disputes beyond initial assistance. For complex legal matters, clients may need to consult a legal professional.
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